Abstract：

As pillars of the national economy, large energy enterprises cover the entire industrial chain including offshore exploration and development, oil and gas refining, and new energy layout. They face multiple insurable risks such as maritime accidents, equipment failures, natural disasters, and liability risks. The traditional decentralized risk management model can no longer adapt to the industry characteristics of "high investment, high risk, and cross-regional operation". As a benchmark in the energy industry, China National Offshore Oil Corporation (hereinafter referred to as "CNOOC") has constructed a centralized management model for insurable risks, which provides a typical sample for addressing the pain points of traditional risk management such as "fragmented protection, low claims efficiency, high costs, and delayed early warning". Taking CNOOC as the core case, this paper systematically analyzes its specific implementation paths and technological breakthroughs in unified insurance coordination, digital claims risk control, and special risk protection. It focuses on explaining the core role of centralized management mechanisms, digital tools, and customized insurance products in optimizing risk management, explores the inherent laws through which large energy enterprises achieve risk control, cost optimization, and operational efficiency improvement relying on model innovation, and provides actionable risk management optimization experience for similar enterprises.

Key Words：

large energy enterprises; insurable risks; risk management models