Wei Kang, Xiaolu Zhang

(School of Economics and Management, Shenyang Agricultural University)

Abstract：

Credit reporting plays a crucial role in the high-quality development of China's financial market, and information technology is a key technology for the construction of an efficient credit management platform. This article combines the popular blockchain technology in the current information technology field to explain the application mode and role of blockchain technology in China's current credit reporting system. It proposes that the application of blockchain technology is an effective way for credit reporting systems to achieve granular services, and is an effective guarantee for the security of credit reporting systems and information collection; Based on the discussion of the application architecture of credit reporting system business under the background of blockchain technology, it is believed that centralized distributed is a more reasonable application mode at present; Finally, propose countermeasures and suggestions to promote the construction process of blockchain credit reporting system.

Key Words：

blockchain technology; credit reporting system; architecture